What Our Clients Say

Why choose us as Harrow  mortgage broker?

PAY NO BROKER FEES

We are local mortgage brokers in Harrow, we offer  fee-free mortgage advice. With out compromise the quality of our five star service.

PERSONAL MORTGAGE ADVICE

Mortgage brokers in Harrow provides you with mortgage advice that is tailored according to your specific needs and preferences.

5 STAR RATED

We are highest rated mortgage broker in Harrow. Read our glowing 457  5 star reviews from happy clients.

FCA REGULATED

All our brokers are qualified and we are fully authorised and regulated by the FCA for your peace of mind.

CONVEYANCING PANEL

We can recommend you with suitable solicitors for helping you out with your mortgage conveyancing work so you no longer required to look for one.

STAY CONNECTED

With MariannaFS, you can rest assured that we would not lose touch with you during your mortgage journey and would stay connected .

Ready to Begin?

Complete the short form and our expert broker will be in touch shortly.

Our Mortgage Process

  • Fill The Form

    Tell us about your mortgage needs and yourself

  • Quick Call

    Arrange a call with our expert to discuss your mortgage

  • Expert Research

    We research in order to find you the best mortgage for your circumstance

  • Secure Your Mortgage Deal

    Our team will complete the application and keep you updated

MariannaFS Are Local Mortgage Broker In Harrow

MariannaFS are based in South Harrow. As a local mortgage broker we know harrow’s  property market very well.

 

What is Harrow’s Property Market Like?

Harrow is a vibrant borough in North West London offering a diverse community, reputable schools including Harrow school and amenities in Harrow on the hill. We understand the changing aspects of Harrow’s property market, which offers a wide variety of homes welcoming families and professionals.

There are direct transport links to central London via the Piccadilly and Metropolitan Line. Harrow has seen over a 4 %increase in property prices in a year. With steady demand for properties in Ruislip, Pinner and harrow on the hill average a property price in Harrow is £575,000 for a semi detached house .

Searching for a mortgage in order to purchase or remortgage a property in Harrow by yourself is not the best option. It is always better to seek help from an independent experienced mortgage broker like MariannaFS.

Specialist mortgage brokers in Harrow

Purchasing a property on a mortgage is not always smooth sailing. Borrowers often struggle with multiple issues that hinder their mortgage application due to bad credit score and its approval chances. Under such circumstances, our mortgage brokers in Harrow help you tackle these issues effectively. Our vast network includes mortgage lenders offering specialised services to their clients.

SPV mortgages broker in Harrow

This is a mortgage you can get through a Special Purpose Vehicle (SPV). It is an ideal option if you want to purchase a property in a limited company’s name as a buy to let. An SPV refers to a limited company established solely for the purpose of buying, selling, and letting residential properties. Our mortgage brokers help you get such mortgages allowing you to keep your personal and business entities separate.

SPV mortgages are difficult to arrange and require thorough market knowledge throughout the application process. With us, you need not worry about any complications as our team will shoulder complete responsibility for finding the right lenders for you and your company.

Bad credit mortgage broker Harrow

It is possible for a borrower’s credit position to deteriorate before or after getting a mortgage. This makes it difficult for them to purchase or remortgage and switch to a new deal the conventional way.

If you are facing such an issue, we help you mortgage with bad credit. Our mortgage brokers are connected with specialised lenders who help borrowers with bad credit to find an ideal mortgage. Depending on your credit score and financial condition, we will lead you to the best lenders ready to help you. Having the best mortgage brokers Harrow has in town, we will do our best to get the job done.

Self-employed mortgage broker in Harrow

Most conventional mortgage lenders prefer working with borrowers who have stable jobs. This gives them assurance regarding income stability. Even if a self-employed borrower has an impressive bank account, a lender may think twice before approving their application.

If you are a self-employed individual looking for a mortgage in Harrow, our mortgage advisors will help you find suitable lenders. As per your source of income and saving habits, we will look for specialised lenders that best suit your requirements. Whether you are a sole trader, limited company we will get you a self-employed mortgage deal to make you a happy homeowner!

Insurance and life cover

Security is always a primary concern for homebuyers as they purchase new properties on a mortgage or remortgage. Years of industry experience have helped us gain knowledge of various insurance products and providers. Along with helping you get a mortgage, we also advice you in getting the right home insurance and life cover.

Getting a home insurance lets you secure your home in the case of specific losses or damages to your property and help you to receive financial cover for repairs. With a life cover, you get additional financial cover in the case of critical illness or death for your love once. Our brokers and mortgage advisors in Harrow will suggest plans that best suit your needs, giving you complete financial security along with the property purchase.

Best Mortgage Rates

Based on value of £200,000 at 50% LTV

First Time Buyer

Lender Details
Initial Rate
APRC
4.55%
6.98%
4.55%
6.98%
4.55%
6.98%

Remortgage

Lender Details
Initial Rate
APRC
4.78%
6.85%
4.78%
6.85%
4.78%
6.85%

BTL Purchase

Lender Details
Initial Rate
APRC
3.09%
8.74%
3.09%
8.89%
3.14%
8.90%

Home Mover

Lender Details
Initial Rate
APRC
3.23%
7.37%
3.46%
7.42%
3.47%
5.91%

Our lenders

We work with over 90 lenders

ACCORD MORTGAGES
BARCLAYS
CLYDESDALE BANK PLC
COVENTRY BUILDING SOCIETY GODIVA
HSBC
HALIFAX
LEEDS BUILDING SOCIETY
METRO BANK
NATIONWIDE BUILDING SOCIETY
SANTANDER
SKIPTON BUILDING SOCIETY
TSB BANK
VIRGIN MONEY
NETWEST

Ready to Start Your Fee-Free Mortgage Journey?

About Us

Marianna FS as a trustworthy and client-focused fee free mortgage broker. Their core value proposition is built on four key pillars: being Free (Fee free mortgage advice), independent (not tied to any panel of bank), comprehensive (access to nearly 90 lenders), and experienced (FCA authorised since 2016).

We pride ourselves on the close relationships we build with each & every client. But don't take our word for it, read our 5-star reviews on review platforms including Google and Trustpilot.

Some of the FAQS.

What is your fees?

No, there are no fees for our mortgage broker Harrow services. We offer fee free mortgage advice in most cases. Having said that, none of our mortgage brokers in Harrow compromise the quality of the services you receive. Whether you want to buy a new property or remortgage home, you get the best services in town without paying any fees

But in some cases, we will charge fees depend on the case type were extra time and efforts are required. We will always confirm with you if any fees charge before we start the work.

Can I schedule a consultation with MariannaFS?

Of course! You can schedule a consultation with MariannaFS at your convenience and we will be more than happy to help. All you need to do is connect with us on WhatsApp or request a call-back. Whether you are looking for local mortgage brokers or online mortgage advice, we will get in touch with you and kick-start your journey.

Rest assured that your case will be handled with the precision and sensitivity it deserves. Whether you are new to the property ladder or experienced our comprehensive consultation will address all your issues and show you the best way ahead.

Are you only work with specific clients in Harrow?

No, MariannaFS has the most skilled mortgage brokers Harrow has for everyone. There are no restrictions on the type of clients we work with. Whether you are a salaried professional, self-employed, or looking to remortgage with bad credit, our team of mortgage advisors will help you get suitable deals offered by the right lenders.

Even if you are not sure about your affordability, you can get in touch with us to know how much you can borrow. MariannaFS is open to everyone willing to purchase or remortgage a property in Harrow.

What sets MariannaFS apart in terms of local expertise?

MariannaFS has spent several years catering to a host of clients across the UK. We have garnered a team of professional, skilled, and dedicated mortgage brokers who know the mortgage market. As a independent broker we scan the whole of the market before offering mortgage deals or advice regarding the same.

Moreover, our local expertise is enhanced by our fee-free mortgage services. MariannaFS helps its clients save a small fortune by eliminating broker fees from their overall expenses. We also handle all your paperwork while working on  your mortgage or remortgage application for you.

How do you ensure the best mortgage rates for clients?

As an Independent mortgage adviser MariannaFS scans the entire market and compares the rates offered by several lenders to ensure the best mortgage rates for clients. According to the type of mortgage or remortgage deal you are looking for we will narrow down options that are most suitable for your financial circumstances.

Our mortgage brokers also keep track of the financial environment. They will share their views on getting a mortgage if the economic climate is volatile.

How can you assist with remortgaging my existing mortgage?

MariannaFS can help you remortgage your existing mortgage and switch to a better deal. Our mortgage brokers will assist you in finding the best deals to move on to, depending on your needs, preferences, and financial circumstances.

Whether you want to remortgage with the same lender or switch to a new one, we will help you throughout the process. If you are struggling to remortgage with bad credit, we will also look for specialised lenders who can give you appropriate deals for your circumstances

How Much Does A Mortgage Broker In Harrow Charge You?

How big a fee should a mortgage broker charge? This depends on the case type and work involved. A mortgage broker’s fee can vary and start from £495 to 1% of the loan size. But working with MariannaFS can save you on broker fees.

How To Get Mortgage With Work Visa?

Foreign nationals with work visa know as tier 2 and tier3 visa can get mortgage from limited banks. Working with expert mortgage broker can increase your chances of approval of mortgage while you are on work visa.

Our Mortgage Guides

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While buying a property is a dream come true, many self-employed individuals find themselves worryin...

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APRC refers to the annual percentage rate. As the name suggests, it is the rate of interest a lender...

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In simple words, a credit score is a number that represents your creditworthiness. The number is ...

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